One of my worst fear is realized, early retirement won’t boost your lifespan. This solves the one argument against raising the retirement age for Social Security! Raising the retirement age to 70 has caused all sorts of backlash. As somone who was born after 1960, my retirement age is already 67. Another three years is not that big of leap, especially if I’ll live longer by working till 70! Obviously, if you want to maximize your life span, you do not want to retire early.

If you don’t want to wait until 70, then plan for your retirement. Max out your Roth IRA… Look into your companies 401(k), 403(b) or any other retirement services offered. Putting $4,000 a year into a Roth IRA over 35 years earning 8% will yield you over $744,000! Might not be enough to retire on, but could make retirement a little sweeter. Starting 5 years earlier your amount goes over a million dollars.